The existence of insurance through healthcare.gov can impact the valuation of employer fringe benefits in a number of situations.
For instance, self-employed workers or business owners may be involved in lawsuits involving the loss of premium payments. The healthcare.gov marketplace provides a means to compare the different insurance options available to the self employed or business owner involved in the lawsuit. Prior to healthcare.gov, it was relatively cumbersome to gather the necessary information. Now comparisons of premiums, coverages, and standard deductions can be made for multiple policies.
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Dwight Steward, Ph.D.
Dr. Steward regularly writes and speaks on topics involving business and individual economic damages, employment audits, and the analysis of payroll and time data in wage and hour investigations. Dr. Steward has also held teaching positions at The University of Texas-Austin in the Department of Economics and in the Red McCombs School of Business, The College of Business at Sam Houston State University, and at The University of Iowa. He has taught numerous courses in statistics, corporate finance, labor economics, business policies, managerial economics, and microeconomics.
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